It's not Seedsman. It's the banking industry. The seed companies are prevented from using conventional banking instruments because of US and International laws. As a result they have to pay a shell game creating companies that ca get by banking screens. Apparently, when banks discover these entities, then transactions are denied. When my transactions have been denied, my card gets frozen and I have to spend time clearing the transaction. Usually a seed order can take me an afternoon with the bank and card protection services.